Already on Medicare? Review what fits your life today.

Start with what changed

• New doctors or upcoming procedures
• Medication, dose, or pharmacy changes
• Travel or a move to another county
• New costs or coverage notices
• Changes in financial assistance or other coverage

Review before making a change

Compare the specific plan year, provider network, formulary, medical cost sharing, and drug costs. Keep your current coverage in place while confirming eligibility and effective dates for any change.

An annual review is not a universal enrollment right

Medicare Advantage and Part D changes must fit an available enrollment period. Changing from Medicare Advantage to Original Medicare does not automatically guarantee you can buy a Medigap policy without underwriting. We review both questions before an application.