Covered through a spouse? Look at both sides of the transition.

Whose employment supports the coverage?

Confirm whether the plan is based on your spouse’s current employment. Retiree plans and COBRA need a different review. Ask the employer how Medicare coordinates with the group plan and how employer size affects payment order.

Make a household coverage plan

• Your Medicare eligibility and enrollment dates
• Your spouse’s employment and retirement dates
• Whether your spouse is also eligible for Medicare
• Which family members need continuing group or individual coverage
• HSA contributions and prescription coverage status

Check before anyone leaves the employer plan

Request a written explanation of what happens to each covered family member if you enroll in Medicare or leave the group plan. We help organize the questions and compare your own Medicare options.